The privacy practices of this statement apply to services available under the name B2B Credit, Inc. "B2B Credit" and our domain of www.B2Bcredit.com. By visiting this web site, you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree, please do not use or access our services.

We collect personal information as described below, as part of the normal operation of our services. This Privacy Policy describes the information collected about you as well as use of this information. Although the policy may seem long, we have prepared it in detail because we believe you should know as much as possible about B2B's practices so that you can make informed decisions. By accepting the Privacy Policy and the User Agreement in registration, you expressly consent to our use of your personally identifiable information.

This Privacy Policy is incorporated into and subject to the terms of the B2B Credit User Agreement. This Privacy Policy is effective as of July 1, 2006 for all users.

Your privacy is very important to us. We want you to fully understand our privacy practices. If you have questions, you may send e-mail to privacy@B2Bcredit.com. If B2B does not respond to your inquiry or your inquiry has not been addressed to your satisfaction, please contact TRUSTe. For more information on TRUSTe, please go to www.truste.org.  


Information Collected

Our primary goal in collecting personal information is to provide you with a smooth, efficient, and customized experience. This allows us to provide services and features to meet your needs and to customize our service to make your experience easier. In general, you can browse our site without telling us who you are or revealing any personal information about yourself. Once you provide us with your personal information, you are no longer anonymous to us.

If you choose to use our services, we may require you to provide contact and identity information, billing information, banking information and other personal information as indicated on the forms throughout our site. Where possible, we indicate which fields are required and which fields are optional. You always have the option to not provide information by opting not to use a particular service or feature. We automatically track certain information based upon your behavior on our site. We use this information to conduct internal research on users' demographics, interests, and behavior to better understand and serve you and our community.

This information may include the URL that you came from (whether this URL is on our site or not), which URL you next go to (whether this URL is on our site or not), what browser you are using, and your IP address. We use data collection devices such as "cookies" on certain pages of our site to help analyze our web page flow, measure promotional effectiveness, and promote trust and safety. "Cookies" are small files placed on your hard drive that assist us in providing customized services. We offer certain features that are only available through the use of a "cookie." We also use cookies to allow you to enter your password less frequently during a session. Cookies can also help us provide information that is targeted to your interests. Most cookies are "session cookies," meaning that they are automatically deleted from your hard drive at the end of a session. You are always free to decline our cookies if your browser permits, although in that case you may not be able to use certain features on our site and you may be required to reenter your password more frequently during a session. We also collect certain additional information, including a billing address, a credit card number and a credit card expiration date and tracking information from checks.


Use of Your Information

We use your information to facilitate the services you request. We use information in the file we maintain on your company and other information we obtain from your current and past activities on the site to resolve disputes, troubleshoot problems and enforce our User Agreement. At times, we may look across multiple users to identify problems or resolve disputes, and in particular we may examine your information to identify users using multiple User IDs or aliases.

By contracting our services, you agree that we may use personally identifiable information about you to improve our marketing and promotional efforts, analyze site usage, improve our content and product offerings, and customize our site's content, layout, and services.

The use of this information improves our site and better tailors it to meet your needs. You agree that we may use your information to contact you and deliver information to you that, in some cases, are targeted to your interests, such as targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of the site. By accepting the User Agreement and Privacy Policy, you expressly agree to receive this information. If you do not wish to receive these communications, we encourage you to opt out of the receipt of certain communications on the notification preferences page. You may make changes to your notification preferences at any time.


Correcting Information

B2B Credit only collects information that is relevant to the purposes stated in this privacy policy. We strive to keep all personal information accurate and complete. As a B2B Credit client, you are always fully in control of the information that we maintain to service you.

You can change your personal and or business information at any time and as often as necessary. You can also request that the data be deleted (although requests for deletion of certain information may require closing the account). Information about clients may be withheld or exempted from deletion if this is required by law or is part of a fraud investigation, or as otherwise as described in the Use of Information section.

B2B Credit will comply with all appropriate requests within a reasonable time, although most requests for access to personal information can be accomplished by visiting the web site www.B2Bcredit.com directly. Some requests may take us a few days to process, and the results may be delivered by email.

You can change your personal information by sending a request via US mail to the following postal address:

B2B Credit, Inc
1110 NASA Parkway, Suite 311
Houston,TX 77058

Phone 281-333-3700
Fax 281-333-3079

Opt Out Policy

Clients can contact B2B Credit as described in the Correcting Your Information section to opt out of any of our services, promotions or contests. Alternatively, users can opt not to provide certain personal information when enrolling for the B2B Credit service or when participating in some contests and surveys. Optional information for client enrollment and participation in contests is described in the Collecting of Information section.


Sharing Information

In an effort to expand our client base, B2B Credit may disclose summary information, obtained by combining information from many clients, but with the name and other individual identifiers removed. Typically, aggregate reports disclose usage, demographic and traffic patterns to business partners.

We do not share information about individual users for marketing purposes with any third party, unless requested expressly by the client or as described in the Use of Information section. B2B Credit may offer its services through strategic relationships with other sites where such an offering makes sense for B2B Credit, its clients, and its partners.

The B2B Credit Center may be included in conjunction with, or integrated with, other online businesses and web sites. In these cases, individual client information may be shared with strategic partners to: support the B2B Credit service offering, assist in satisfying client inquiries, or fulfill client requests for service.

B2B Credit opposes the emailing of any junk mail, and does not sell client information to email lists or telemarketers. If any of our related sites engage in such practices, for any reason, B2B Credit will immediately investigate, and if appropriate, discontinue services with such parties. If you receive junk email that mentions B2B Credit services, please send details to us at support@B2Bcredit.com and we will investigate promptly.


Notice of Changes

If B2B Credit changes this privacy policy, updates will be posted to the privacy statement, the homepage, and other places we deem appropriate. Information will be used in accordance with the privacy policy under which the information was collected.

If users' personally identifiable information will be used in a manner different from that stated at the time of collection, we will notify users via email. Users will have a choice as to whether or not their information will be used in this new manner. If users have opted out of all communication with the site, or deleted/deactivated their account, they will not be contacted, nor will their personal information be used in this new manner. In addition, if any material changes are made to the privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change. In some cases when a notice is posted, we will also email users who have opted to receive communications from B2B Credit.


Security

B2B Credit uses industry standard practices to safeguard the confidentiality of your personal identifiable information, including "firewalls" and Secure Socket Layers. B2B Credit treats data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside the company.


Passwords

You are responsible for all actions taken with your User ID and password. Therefore, we do not recommend that you disclose your B2B Credit password to any third parties. If you choose to share your User ID and password or your information with third parties to provide you additional services, you are responsible for all actions taken with your User ID and password and therefore you should review that third party's privacy policy. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change your password.


Additional Information

If you become a client or are just visiting the site, you can be assured that we will use the information gathered here only for the purposes stated here, and only in accordance with this pledge. If you have any questions regarding this policy statement, click here to contact us.