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B2B Credit vs Dun & Bradstreet

We are often asked, "What is the difference between the B2B Credit Builder™ program and Dun & Bradstreet’s Credit Builder?" The answer is that we actually help you build credit and a positive corporate credit ratiing, while Dun & Bradstreet (D&B) merely sees to it that the credit you already have is being properly reported.

D&B is a credit reporting agency. Therefore, they do not help businesses obtain and build business credit. If you sign up for their Credit Builder program, D&B will call to verify your existing accounts and ensure that these accounts are added to your D&B report.

B2B Credit is not a credit reporting agency, and therefore we do not see ourselves as competitors to D&B. With our B2B Credit Builder™ Program, we will actually set up credit accounts for you. These creditors will then report your payment history to all of the major credit bureaus, including D&B, helping you build corporate credit.

The following chart helps illustrate the differences between the incorporation services offered by D&B and B2B Credit:

 
Dun & Bradstreet
B2B Credit

Create credit report

x ( 30 days )
x( 5 -10 days )

Add trade lines to your credit report

x ( up to 5 )
x ( 15 to 20 )

Provide access to your D&B report

x(additional fee)
x(included)

Set up credit accounts

.
x

Report your monthly payments (for the credit builder program) to both D&B and Experian

.
x
Build credit with all major credit bureaus
.
x
Obtain major credit cards for your business
.
x

B2B Credit, Inc. can help you obtain business credit and establish a positive business credit profile.


 
 

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